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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. A policy of life insurance may NOT be delivered unless the policy has a:

A) Notary seal
B) Financial statement of the life insurance company
C) Legible and brief description of the policy on the first page
D) Premium coupon book

2. Medicare Supplement insurance is specifically designed for individuals who:

A) Have low incomes and limited assets
B) Cannot obtain commercial coverage due to health problems
C) Have enrolled in Medicare
D) Are ineligible for coverage under an employer group accident and health plan

3. To be deemed a "qualified employer" under the Maryland Health Benefit Exchange Act, anemployer MUST:

A) Have its principal place of business in the state of Maryland
B) Have at least 50% of its employees reside in the state of Maryland
C) Have at least 50% of its employees work in the state of Maryland
D) Contribute to employee premiums

4. Coverage for the first three pints of blood for Medicare enrollees is:

A) A Medicare Supplement additional benefit
B) A Medicare Part A benefit
C) A Medicare Part B benefit
D) A Medicare Supplement core benefit

5. In accident and health insurance, a waiting period for pre-existing conditions means that:

A) Coverage for pre-existing conditions starts at the inception of the new policy
B) A period of time must elapse before pre-existing conditions are covered
C) Payment for expenses resulting from pre-existing conditions is held in escrow
D) Coverage for pre-existing conditions is permanently excluded by a new insurer

Solutions: